Money is basic and a demand to about everyone. In about everything that we do. we need money to be able to so. We need money to purchase nutrient. to avail of shelter. to hold something to have on and to purchase our medicines. We need money in order to direct our kids to school. we need money to travel topographic points we are non able to make by pes and we need money in order to hold visible radiation. to chill us during hot conditions and warm us during cold conditions. Even in the Biblical times. money is already a necessity. which may hold been the ground why God has included the lesson of fiscal direction composing the Bible.
This paper will research how the Bible positions the construct of pull offing our fundss particularly money. Each general are of our mundane fiscal concerns will be discussed with the purpose of holding specific guideline on how to manage our money harmonizing to God’s will. After the researching the Biblical position of fiscal direction. this author looks frontward to promoting readers to aline fiscal direction patterns with that of the Biblical and Godly perspective.
WHAT THE BIBLE SAYS ABOUT MANAGING OUR FINANCES
I strongly disagree with the old proverb. “money is the root of all evil. ” Man. for so long. has been seting the incrimination on money for all the evil things that is coming his manner. Murder. land catching. dishonesty and aching other people in different ways has been investigated and found that in all of these. money is the root cause or at least. has been involved. But I believe that it is non the money that causes evil but it is the evil desire and love for money. Money is a necessity and that is undeniable. Even in the Biblical times. things were acquired with the usage of money in signifiers of Ag ordenarius. But because money oftentimes held as most of import in the lives of people. God teaches us how to properly handle money as what is decently called Financial Stewardship.
In this paper. we will be researching the Biblical position of money: how should we gain it. show should we put and budget. We shall besides be looking into what God says about giving. tithing and of paying revenue enhancements.
The Bible Teachs us to gain money out of full honestness. In Proverbs 11:1 and Amos 8:5. God revealed that He hates dishonesty in concern and overcharging. Money is a ownership that is entrusted to us by God as portion of His Divine Providence and our portion is to take the duty with all honestness. Dishonesty may come in signifiers of inaccurate graduated tables. overpricing and stashing during times of deficits. Dishonest earners may are those who overcharge the services they perform. selling expired merchandises. or those who falsely advertise merchandises ( Burkett. Larry 1989 ) . God besides hates those who charges overtime in their employments while there was truly no demand to make so or merely stayed in the workplace making unofficial concern.
To derive speedy money in the disbursal of others is non tolerated in the Bible. God made this clear in Proverbs 20:21 which says.“An heritage rapidly gained at the beginning will non be blessed at the terminal. ”The Bible Teachs us to work in order to hold money either by employment or by holding ain concern ( Earl. Pitts ) .“Behold. that which I have seen: it is good and comely for one to eat and imbibe. and to bask the good of all his labour and that he taketh under the Sun all the yearss of his life. which God giveth him: for it is his part” ( Ecclesiastes 5:18-19 ) . These poetries tell us that it is but good to bask whatever are the merchandises of our ain forfeits and work done. These merchandises are regarded as our wagess from God. Proverbs 28:19 besides tells us the same rule: “He that tilleth his land shall hold plentifulness of staff of life: but he that followeth after vain individuals shall hold poorness adequate. ” But as mentioned earlier. gaining should ever be out of full honestness.
As stewards of God’s approvals. we should experience great because “God utilizations money in our lives to fix us for true wealths and with it. He can estimate our adulthood. trustiness. precedences. and faithfulness” ( Jarvis. Daniel W. ) . The Bible besides proves this statement in Luke 16:10 as it says. “He that is faithful in that which is least is faithful besides in much ; and he that is in the least is unfair besides in much. ”
The Bible besides teaches us to pull off our fundss through nest eggs and investing. Storing resources for the hereafter is non bad because it is non the same rule applied to stashing where there is the purpose of roll uping evil addition. IN salvaging and puting. we are so demoing God how wise a fiscal steward we are. In fact. the book of Proverbs written by the wise King Solomon has several poetries that straight correlate to puting and salvaging. Proverbs 21:20 says that it is wise for adult male to salvage. like the emmets that accumulate their nutrient during summer for the winter ( Proverbs 30:24-25 ) . Since we do non keep our hereafter. it is but practical to salvage what we have now. This is nevertheless to be a separate issue on wavering to give to those who are in demand.
Aside from our tithes. portion of our fiscal direction undertakings is the payment of our revenue enhancements. Taxes. to hold it differentiated from tithes. are collected by the authorities. As citizens. we have the duty to obey governments. The Bible is clear on this as expressed by Paul in his missive to the Romans: “Let every psyche be capable to high powers. For there is no power but of God: the powers that be are ordained of God. Whosoever resisteth the power. resisteth the regulation of God: and they that resist shall have to themselves damnation” ( Romans 13:1-2 ) . It is one thing to esteem the authorization and to obey our Torahs set by these governments is another thing. Rules and ordinances say that we have to pay our due revenue enhancements.
The Bible besides stressed that paying revenue enhancements should be dependably and candidly done by everyone. “for this cause. pay ye testimonial besides: for they are God’s curates. go toing continually upon this very thing ; render therefore to all their dues: testimonial to whom testimonial is due ; usage to whom usage ; fright to whom fright ; award to whom award” ( Romans 13: 6-7 ) . Titus 3:1 and I Peter 2: 13-14 Tell of the same rules. So whether our authorities functionaries are utilizing the revenue enhancements for our good or for their ain pockets. we do non hold any alibi. The Bible does non hold any “if” in this affair. Jesus had this reiterated in the book of Matthew when the Pharisees asked him about paying revenue enhancements to Caesar.“Render therefore to Caesar the things that are Caesar’s. and to God the things that are God’s.” ( Matthew 22:17-21 RSV )
In the Christian context. tithing is an duty to give to the Church a part of our income. It is a usage of fiscal duty to the church that has been passed even from Abraham and Jacob in the Old Testament to our clip. In the Bible. that part is 10 % of our gross net incomes as what has been done by Jacob in Genesis 28:22. IN the Old Testament. Judaic tradition required1three types of tithing: the tithes to the Levites. the festival tithe and the hapless tithe. Tithes that were set aside for the Levites are for their service in the House of the Lord. Tithes in our yearss are allocated in the disbursals of the church and its ministries. Tithes of the people in the modern times are used to supply the demands of the church. the for the outreach plans and for the demands of those who are in the ministry like the curates and the priests in the Catholic Church.
In the Christian’s point of position. tithing is taught in the Bible holding three rules as its foundation: obeisance. trust and subject ( Stotesbery. Cheryl 2002 ) . Giving 10 per centum of our net incomes is rather difficult thing to make particularly if we do non hold that much. This is particularly difficult for those merely have adequate to pass for our demands. God owns everything and why should He be inquiring us a portion of our net incomes? In Haggai 2:8 God says. ‘the Ag is mine and the gold is mine…” Further. He claimed that He is non in demand of a bull from your stall or of caprine animals from your pens. for every animate being of the wood is mine. and the cowss on a 1000 hills” ( Psalms 50:9-10 ) . God asks us because He wanted us to larn to obey. Why non merely one per centum? Because one per centum is so easy for us to give up while more than ten per centum might hold been excessively much.
Tithing besides teaches us to swear God. As have been mentioned earlier. ten per centum is excessively difficult to allow travel for those who merely have adequate and worse for those who still lacks. But we have to swear God that after obeying His will. He does hold a wages waiting for the obedient kid.“Bring all the tithes into the depot. That there may be meat in Mine house. and turn out me now herewith. saith the Lord of hosts. if I will non open you the Windowss of Eden. and pour you out a approval. that there shall non be room adequate to have it“ ( Malachi 3:10 NKJV ) . Because tithing is non that easy for most of us. so this teaches us subject. Because we have the fiscal duty to give our tithes to the Lord. we will be practiced to put aside the every ten percent of our net incomes routinely. Besides. because the ten percent has already been set aside. we will be practiced to give some of our wants and even a portion of our demands for the Lord.
Spending AND BUDGETING
After giving our fiscal duties to the Church and the authorities. the Bible has besides provided us guideline on how should we decently spend the remainder of the money entrusted to us. The first rule to be applied here is that we should populate within our agencies. which will straight necessitate us non to overspend. The Bible has four general guidelines on how we can pass our money sagely: ( 1 ) cognize your base. ( 2 ) make up one’s mind how much is adequate. ( 3 ) program and command disbursement and. ( 4 ) decide on right precedences ( Burkett. Larry 1989 ) . The Bible Teachs us to cognize how much we really have. on what things that sum should be spent and that which of those things should come foremost. One thing to be stressed here is that we should larn to cognize the difference between a demand and a privation and that demand should ever come foremost. Philippians 4:12 Teachs everyone to be content. This doe non intend that we should non be endeavoring to hold more of what we have. What it wants us to recognize is that we should populate within our agencies. Proverbs 22:3 and Galatians 5: 22-23 teach us of the virtuousness of self-denial which can be practically applied to managing our fundss. Proverbs 24:27 sets a good illustration of prioritizing: “prepare thy work without. and do it suit for thyself in the field ; and subsequently construct thine house.”
The Bible Teachs us to portion and God encourages us to be a cheerful giver. Mark 12: 41-44 Tells about a narrative of a hapless adult female who has shown an first-class illustration of a cheerful giver. The hapless adult female unlike any other in the temple. who has given their offerings. was able to afford merely a fraction of a penny ( McArthur Jr. . John F. 1978 ) . The adult female harmonizing to Jesus has given more than all the people who have given quantitatively more than the adult female. This is because the adult female gave her everything out of poorness. It should be so clear to us that God does non look into the measure of what we are giving. instead He looks into the bosom of everyone and blesses those who give with a cheerful bosom.
One Biblical rule of giving is that of giving to those who can non refund. Luke 14:13-14 says that when we are to give. allow us give to those “who can non recompense” because God will be the 1 who will refund us. When we give to those whom we expect to give us in return. so the wages that is meant for our generousness is already repaid here on Earth. It is another thing to give to those who can non truly pay because we will hold something to wait from God. It is to be stressed that giving does merely imply money but other resources that we have. These resources are still portion of our fundss that are to be managed good.
Giving besides entails generousness to other people in demand of our aid. Let us retrieve that the needy should be evaluated exhaustively. Not all mendicants are in demand. Some are merely lazy plenty to waver to work and prefer to be waiting for others to feel for them. Those are illustrations of unwise giving. In II Corinthians 9:7. the Bible says God loves a cheerful giver. So why should we waver to be one?
CREDIT AND LOAN
God is a God of justness and so even in the context of pull offing our fundss. He made it clear that we. aside from gaining candidly. should besides be paying our duties. One good illustration in the Old Testament is the narrative of a widow who has two boies. Because she can non refund their debts. the creditors are to take her boies as slaves in payment for their debt. Cuting the narrative short. the adult female was asked by Elisha to pay all her debts with the oil which miraculously go oning to flux from the vas until she was able to pay everyone from whom she owed something.
The kernel of the narrative is of paying our duties up to the least thing that we can make. No affair how hapless we are. we are obliged to pay our debts because it is the just thing to make ( II Kings 4:1-7 ) . As with loaning. the Bible Teachs us non to soak. as overcharging is a dishonorable agency of gaining. As mentioned earlier. we are to gain our life flawlessly and reasonably. as it is what is delighting in the eyes of the Lord. So imparting with high involvement is non tolerated in the Bible. In the instance of the widow in the narrative. it is non just for the creditor to take away the boies of the widow in payment for their debt.
After researching the Biblical position of fiscal direction. we were able to larn how God wanted us to larn the lessons of every facet of our lives. God. even in the context of material resources wants us to move in line with His Divine Will. He wants us to understand what it takes to be a responsible and trusty steward of money. God desires to determine us into a perfect being by giving us clear guidelines on managing material things like money. that can. even in the most elusive manner can convey us off from God. Through the constructs of fiscal direction. the Bible Teachs us to gain money in clean and honest. be able to give our duties to Him and the church including our duties to the authorities and to other people. God besides teaches us to be a cheerful giver by animating us with the promise of approvals from Heaven.
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The Holy Bible. King James Version