I think it is a mixture of all these things and more. If you look in the thesaurus these words would just be a few that you come up with. How old do you have to be to obtain this wisdom that so many people seek? How do you know when you got it? There are many books written on this subject; from the dictionary, which defines it, to the Bible and to Socrates. It seems to me that you gain or learn about wisdom through your life experiences. How you deal with a situation now will help you understand it better later on in life.
You have help along the way to gaining your wisdom. The first contact we get is from our parents. They help feed our thirst for knowledge. Depending how they help mold us will determine how receptacle we are to others who will enter our lives. The next contact we have that can affect us are teachers. If they would take the time to see what children can do instead of what they can’t would really help them blossom. A child who knows that someone believes in them will do more than a child who has no one.
You have different paths that you can choose to take to help you attain your knowledge. It could be spiritual and you learn by faith. It could be science and your are constantly reading books to learn more about why for every action there is a reaction. Last is could just be common sense, you just learn from trial and error. Wisdom might mean having a wise attitude and good sense but how someone response to different situation might not reflect wisdom. Not every person responds to every situation the same so is that to say that one has isdom and the other does not.
I think you know you are on the right path to gaining wisdom when you learn from your past experiences. You can also learn a lot by observing, listening and being open-minded. If you are constantly talking, being ignorant or doing something you might miss an opportunity to learn. You are never too old to learn and there is always someone out there that knows more than you. No matter what path we choose to go down we are constantly learning from it and slowing gaining wisdom in different areas of life.